VERGE Capital provides affordable loans to social enterprises in Southwestern Ontario.

Our loans range from $10,000 to $100,000 for startups or small businesses, with an interest rate of prime + 2% with flexible terms up to five years. There is no application fee, no penalties for early repayment, and no excessive collateral or personal guarantees required.

We also offer loans up to $500,000 for larger-scale community infrastructure like green energy projects, nature conservation, affordable housing developments, community hubs, or arts and cultural spaces. The interest rate, repayment terms, application fees, and security for these larger loans are determined on a case-by-case basis.