Racialized and Indigenous Supports for Entrepreneurs (R.A.I.S.E.) is a service and grant program developed and administered by the Toronto Association of Business Improvement Areas (TABIA), the Ontario Business Improvement Area Association (OBIAA) and in partnership with the Parkdale Centre for Innovation (PCI) to support Indigenous, Black and other Racialized entrepreneurs in Ontario to start and scale a business. R.A.I.S.E. will provide access to business development training, culturally responsive support services and access to grant funding. The program is funded by the Government of Ontario.

Ready 4 Market (R4M) is Ontario’s leading pre-seed investment fund. Through the fund, OCI co-invests with angel and other investors in early-stage Ontario-based start-ups with competitive IP commercializing transformative technologies to support their growth into scalable businesses. This investment de-risks the opportunity, helps the start-up become investor and customer ready, and attracts private sector co-investment and follow-on investment.
BEST SUITED FOR:
-Intellectual Property from an Ontario-based academic institution or part of a Campus Incubator/accelerator at Academic Institutes (Companies with their team /IP origins at a university (“university spin-out”), college or research hospital are also eligible, even if not campus affiliated.)
-Incorporated for no more than five years (Ontario or Canadian for-profit incorporation) and have principal operations in Ontario.
-Companies that have raised less than $1 million in third-party capital are eligible for their first R4M investment.
-OCI supports early-stage companies that are raising pre-seed and seed investments (total round sizes range from $500,000 to $2 million).

Capital that builds community
Financing the needs of non-profits, charities and non-profit social enterprises to strengthen Canadian communities.
We provide loans to non-profit organizations, charities and non-profit social enterprises to enable their mission of providing long-term community benefit

Alterna values entrepreneurs and small business owners and their contributions toward our economy and local communities. We promote community economic development through micro-lending initiatives, encouraging our members to be financially knowledgeable, giving back through many charitable activities and continually striving to be transparent at every level of our operation.

Our Microfinance program works to address socio-economic inequity by creating opportunities for financial independence and reducing barriers to banking for those often excluded from financing.

We also offer a range of products and services including chequing and savings accounts, unique banking packages, cash management and payment solutions made especially for your business to grow.

Community Futures Program
NCFDC is dedicated to providing lending solutions for small and medium-size enterprises in Northumberland, for business start up, stabilization or expansion. We are not in competition with the banks. We are an alternative lender that supports entrepreneurs as a pathway to future prosperity in our communities.

With the support of FedDev Ontario and the Government of Canada’s Jobs and Growth Fund, NCFDC has launched thriveFORWARD to accelerate industrial investment in innovation capital across southern Ontario. By making forward investments in the talent, technology and industries of the future, we can enhance entrepreneur-led growth in strategic sectors and across multiple priority pathways.

Eligible projects include the commercialization of innovation or the adoption of an innovation by a startup or SME, prioritizing critical sectors, diverse organizations and equity-deserving entrepreneurs that are investing in clean inclusive growth. Funding amounts and conditions vary in each case (see below). For more information about diversity, equity and inclusion, we encourage entrepreneurs to explore GBA+ and the Government of Canada’s 50–30 Challenge, as well as supplier diversity via our partner, CAMSC.

The thriveFORWARD initiative will help participants future-proof their businesses, build resiliency and prepare for long-term growth by transitioning to a green economy, fostering an inclusive recovery, enhancing competitiveness, and by creating jobs across southern Ontario.

Now is the time to innovate, grow and thriveFORWARD.

DELIA is derived from the acronym: Develop, Educate, Lead, Innovate and Accelerate, which defines the nucleus of the DELIA project from inception. The next layer of meaning derives from Artemis, the ancient Greek goddess of the hunt. DELIA is one of her many and diverse titles, meaning ‘from Delos’, the island where she was born. When we think of DELIA in this sense, we think of a strong deal for Women entrepreneurs who are on “the hunt” to access capital for their ventures. With the support of the Government of Canada’s Women Entrepreneurship Strategy, we are pursuing gender equity in economic advancement. The DELIA brand encompasses all of this and more.

With the support of The Federal Economic Development Agency for Southern Ontario (FedDev Ontario) and the Government of Canada’s Women Entrepreneurship Strategy, NCFDC partnered with CORL to develop a fintech-driven microloan platform that would help to address the access to capital gap for Women-owned enterprises across Southern Ontario.

Our pilot project in 2019-2020 backed 42 companies with $675,000 in targeted microloans. The result: DELIA ventures soared.

Fast forward to today, with the support of Innovation, Science and Economic Development Canada (ISED Canada), we are now able to make DELIA available across all of Canada. Our goal is to ensure that by 2024, DELIA stands as a revolving and evergreen microloan fund for all Canadian Women entrepreneurs for start up, stabilization and expansion. DELIA will take its place alongside StrikeUP Canada (NCFDC’s annual digital conference for Women entrepreneurs) as part of our commitment to gender equity in economic advancement.

The Future of Cashflow
Stop waiting for unpaid invoices to finally reach your account and start running your business, your way. Whether you need a quick cashflow boost or a long-term capital solution, we’ll be your financial safety net.

We are proud to have deployed over $3 Billion in working capital to thousands of companies across North America.

You can’t partner with an algorithm: our Principals are strategic funding experts who will work with you to help your business grow. We are partners in the truest sense, and are proud when our customers advance to meet growth objectives and opportunities. Our Principals have direct ability to pull the trigger on funding quickly. They are owners who participate in fundings themselves – and as such are fully committed to supporting you, backed by the lending muscle and capabilities of Liquid Capital.

You will not see the range of funding solutions listed below in any one place, anywhere else. This versatility allows us to serve many sizes and types of businesses, in many different industries including shipping, trucking, retail, manufacturing, food, and more.

We are Liquid Capital, and we take your business as seriously as you do.

Factoring Solutions can help you make the most out of your accounts receivable. Even the great corporate success stories of our century have experienced a cash crunch at some point in their business cycle. It’s virtually impossible to sustain significant growth without the support of alternate financing!

Seeking out debt or equity financing can consume a lot of your time and resources whereas factoring offers a more affordable and efficient way to achieve growth. Has it been a challenge to get a loan due to your credit history? We can still finance you and help your business build its positive credit rating in the process.

We become your credit manager, conducting checks on your customers to determine any risk and assess credit limit. If desired we can even act as your Accounts Receivable department. You’ll have electronic ledgers documented, secured and accessible to you anytime online with our joint access factoring software management tools. We love meeting new and interesting entrepreneur’s because that’s what we are too! Together we work with you to help you grow your business by helping you sustain and balance the ultimate prize in business…, Cash Flow!

Our factoring experience has benefitted businesses of various sizes throughout Alberta, Saskatchewan and British Columbia in industries such as transportation, construction, forestry and oil & gas, technologies, agriculture.

Supported by Canada’s leading banks and insurance companies, we have a national mandate to provide long-term, patient, minority capital to entrepreneurs pursuing growth and expansion strategies.

With capital commitments of $545 million, CBGF is an independent, values-driven partner for teams committed to taking their business to the next level.

Since 2009, we've been providing Canada's small businesses with quick and easy access to working capital. Proudly Canadian owned and operated, we're committed to helping Canadian businesses grow by providing capital in just 24 hours, stellar customer service, and full transparency.

Not all business loans in Canada are created equally, and we're not your average lender. We help small business owners get fast & easy, no-collateral access to the cash they need so they can focus on their business. It's all we do, and we love doing it! Unlike a traditional small loan in Canada, Merchant Growth has incredible customer service, complete transparency with repayment (no hidden fees), and we use the newest and best technology (that's what makes us faster than the other guys).

Getting funding for a business doesn’t have to be complicated, and it doesn’t have to take away from you actually running your business. We've helped thousands of Canadian small businesses grow!