At Advance Funds Network, we understand that every business is unique and comes with its own set of financial challenges. Our loan offerings are designed with flexibility and simplicity in mind to meet these diverse needs. We pride ourselves on providing fast, hassle-free funding solutions with transparent terms. Our application process is straightforward, and there's no need for collateral or perfect credit scores. With AFN, you can get the funding you need when you need it, giving you more time and energy to focus on your business's growth.

We believe in forging relationships with our clients based on trust and mutual respect. That's why we provide the best customer service, with a dedicated team ready to work with you at every step of unlocking funding for your business. When you choose AFN, you're not just getting a loan – you're joining a family that genuinely cares about your success. Experience the AFN difference today, and let us help you boost your business to new heights.

Levr.ai is a Vancouver based fintech software company transforming the way businesses access and manage loans. Businesses can connect their accounting and banking software to Levr.ai and its AI and ML customized loan options for each business’ financial needs.

Levr.ai is for all types of small businesses seeking capital; from Brick and Mortar, Mom-and-Pop shops, to online retailers and software companies. With established partnerships with lending partners to offer a wide range of funding options including business term loans, receivables financing, merchant cash advances, and venture debt.

Founders, Kaylan Pepin and Roman Hartmann, each have more than a decade of experience in the financial and software industries, making them well positioned and uniquely qualified to recognize the underserved aspects of the industry and build a scalable solution.

With over 35 years in business, Affiliated Financial Services' mission is to find the best possible financing for its clients, as quickly as possible.

Affiliated Financial Services is also an equipment financing brokerage firm with a multitude of lenders specializing in your field. Our team has over 45 years of experience and we provide our clients with the best possible financing in the shortest possible time.

Our goal is to find and negotiate the best financing terms on the market for your needs. That's why we are "the reference in equipment financing" in Québec, Ontario and across Canada.

Whether you are starting or running a business, large or small, we can help you finance the purchase of equipment, even if you have had credit problems in the past.

Stress-free Financing for Canadians & Canadian Businesses
iCapital is a trusted Canadian financial lender used by thousands of Canadians and Canadian businesses from coast to coast. Need money? We offer several stress-free funding options and great customer service so you can focus on what’s most important to you.
Offering Business Loans up to $250,000
iCapital now offers Business Loans starting at 9.99%. Fill out the online application in under 2 minutes. 98% Approval Rate. Need money for renovations, equipment purchases, repairs, inventory, marketing, or simply need cash flow? Apply for a business loan up to $250,000 all through our simple online application without complicated paperwork. With 100% transparency and approval in 24 hours, we are the lifeline your business is looking for. Check your eligibility today!

Simplifying business funding & savings
Turbocharge growth with loans, equity, & grants

Financial Security with Riviera Finance
Riviera understands what it means to be financially secure. To a small or medium-sized business, security means having the freedom to expand, explore new opportunities and fund marketing efforts — not to mention purchase new inventory, fill more orders and pay suppliers. As the premier commercial finance company in North America, Riviera Finance started in 1969 with a simple vision: to provide a sound financing vehicle for small and medium-sized businesses. That vision is a reality today for thousands of businesses.

We call it “getting you there,” and what it really means is that Riviera Finance does whatever it takes to help our clients achieve their business goals. And we do it with a personal touch and professionalism unmatched in our field.

We also offer alternative financing options for all businesses looking for cash flow help.

Riviera Finance is a Canada invoice factoring company providing the following services for companies in Toronto, Ontario, Manitoba and Mississauga and all cities throughout Eastern and Central Canada.

Skip waiting on net terms.
Grow your business or pay everyday expenses by getting invoices paid in days.
We get it: waiting on 30, 60, or 90 day net terms creates constant cash flow gaps. Banks often won’t fund new businesses, and take months to approve - even to raise a limit on an existing line of credit.

We’re entrepreneurs and finance experts who know how hard it is to need capital for daily expenses or big growth projects while waiting for customers to pay. That’s why we built FundThrough, a tech-powered invoice funding platform. We pay your invoices in days and do the waiting for you. You get back to business. It really is that easy.

Turn Receivables into Working Capital
Factoring accounts receivables is a way to turn your accounts receivables into immediate working capital.
Accounts receivable factoring allows you to access cash almost immediately, instead of waiting the usual 30, 60 or 90 days. In the current economic climate, most customers will be slow paying even given extended terms. This no longer has to affect you with the use of our factoring facility.
Oxygen Working Capital will purchase your receivables for products or services that are in good standing and have been rendered to end customers.
You receive up to 90% of the value of the invoice immediately. When the funds are collected, you receive the remaining value of the invoice minus the discount.
Because funding decisions are based on the creditworthiness of your customers, we are usually provide financing regardless of your current financial position.

Government-Guaranteed Loans to Support the Growth of Your Business
Small businesses looking to purchase or improve their assets for new or expanded operations could benefit from the Canada Small Business Financing Loan (CSBFL). This loan is a government-sponsored loan program that offers up to $1,000,000 Term Loan (of which $500,000 for equipment, leasehold improvements, intangible assets and working capital, of which $150,000 for intangible and working capital) to small businesses in Canada.

A Canada Small Business Financing Loan Is Commonly Used For:
New businesses looking for financial support to start or grow a company
Established businesses experiencing issues with cash flow as a result of a large investment

Key Benefits
Loan Is Guaranteed
85% of the loan is guaranteed by the Federal government.
Previous Purchases Are Eligible
Purchases made within the past 365 days prior to the date of the loan approval are eligible for financing.
Repayment Options That Work for You
Floating rate principal plus interest
Floating rate principal including interest (blended payments)
Fixed rate principal plus interest rate
Fixed rate principal including interest (blended payments)

Terms That Meet Your Needs
Amortization for all asset classes, including real property/immovable, equipment, leasehold improvement, intangible asset and working capital, up to 15 years

Boost Your Business Technology Grant

Get up to $15,000 to boost your business technology
Looking to increase productivity? Need to consolidate your back office software? Need better cybersecurity tools? With a plan tailored to your business, we can help with your digital transformation.

The CDAP Boost Your Business Technology grant helps SMEs reduce overhead costs, speed up transactions, respond to clients more quickly, manage inventory more efficiently, improve supply chain logistics.

You’re ready to apply if:
You’re an owner or director, your business is Canadian-owned, is for-profit, has 1 to 499 employees & has had at least $500,000 in annual revenue in 1 of the last 3 years

Looking to implement e-commerce capabilities to remain competitive? Need to serve existing customers more effectively and attract new customers? With a micro-grant of up to $2,400, we can help with the costs related to adopting digital technologies.

The CDAP Grow Your Business Online grant helps SMEs:
get online
increase sales
adopt security software
connect with customers
improve social media marketing
improve user experience for online customers

Whether you need to grow your workforce to boost production or upskill existing talent to drive innovation, a commitment to create new jobs and develop current employees can position your business for grant and incentive programming. This is because both federal and provincial governments have a hearty commitment to job creation, particularly as it relates to the country’s transition to a green economy, our competitiveness on the world stage and the economic vitality of local communities.

Businesses can tap into tomorrow’s workforce with the help of the Government of Canada’s Student Work Placement Program (SWPP) that provides employers with wage subsidies up to $7,000 to hire post-secondary students for paid work experiences.

up to 50 percent of the wage cost for the placement (up to a maximum of $5,000 per placement) and up to 70 percent (up to a maximum of $7,000 per placement) for first-year students and under-represented groups, such as women in science, technology, engineering and mathematics (STEM), Indigenous students, people with disabilities and newcomers.

Employers, including small and medium-sized enterprises and post-secondary institutions, will work together to help students become job-ready and develop the full complement of skills employers are seeking.